Why founders come to us
Ads, inventory, software, travel. Five and six figures a month on debit cards, fintech cards or local cards with no real rewards. Once you see the math you can't unsee it.
“I see it as free money… if you're already spending the money… that means that you are missing out on a good opportunity there.”
Alvaro
Canada, Europe, Dubai: the bank wants salary, collateral and paper, then says no anyway. Your US operations don't count. What it does offer costs you.
“Access to 0% lines of credit… all those kind of things doesn't exist in Canada. You could have $100,000 in your bank, but what happens if you have access to $250,000 in a line of credit?”
Robert
The American advantage
America minted over 440,000 new millionaires in a single year. Nowhere else is close.
New USD millionaires in 2025, by market
UBS Global Wealth Report 2026441,078
New USD millionaires in the United States in 2025
Source: UBS Global Wealth Report 2026, growth in the number of USD millionaires, 2024 to 2025, top nine of the markets listed.
UBS counts them; it doesn't say why. Our view: the same founder with the same business gets further inside the American system because the products exist. More than 4,000 banks competing for you, real credit lines, cards that reward the spend you already make. That is the system we build you into.
Bank count: FDIC Quarterly Banking Profile, 4,487 insured institutions at the end of 2024.
Why they hire us instead of doing it alone
The information is public. The cost is your time and the price of getting it wrong. Founders who already make money buy the sequence done right the first time, by a team that has run it hundreds of times.
“We were cash rich, time poor, as probably most of your clients are… I prefer to buy expertise, just get it done right the first time.”
Richard
The US system keeps a record. The wrong business address, the wrong bank, the wrong wording, the wrong timing on the ITIN: denials on file, accounts shut down, a wasted trip to Miami, another twelve months. You are paying for that not to happen.
“I just had to go to like 20 banks until like somebody opened it to me, but then they had some problem with the address.”
Kevin
What you actually get
01
Company
Formed in the right state, with its EIN.
02
Compliance
A real business address, filings in order, CPA and compliance support.
03
ITIN
Prepared and filed at the right time.
04
Banker introductions
We introduce you to your bankers about a month before you fly.
05
Miami trip
One trip. Local identification, then the banking day with bankers who already know your file.
06
Banking relationships
Personal and business accounts across multiple institutions.
07
Credit profile
Applications sequenced bank by bank, in the order the profile can support.
08
Private-client status
Where the deposit supports it.
A fintech is a temporary fix. It can close you without a call, its “credit” is your own deposit, and there is no one to phone. You get the big banks, a named banker and a team that stays after the company is formed: banking, credit, then the CPA handoff.
Richard's introduction went to a relationship manager. He came out with a premier checking account and a banker he can text from anywhere in the world.
“Knowing that I can just walk into Chase… makes you sleep way better at night.”
Kevin
Who this is for
Earlier stage? Start with the ITIN and the free community.
